Best Financial Books to Read

Here’s the thing… you aren’t going to get ahead if you don’t put in some learning time and make an effort to increase your financial literacy.

A very important key to becoming financially confident is gaining as much knowledge as you possibly can. Sure, you could talk to your family, or friends, or get coached and gain a new perspective but in order to brush up on your financial literacy game, it’s good to pick up a book.

I’ve been reading personal finance books for as long as I can remember. My first was “The Wealthy Barber” by David Chilton. I went to open my first investment account immediately after reading it! This is what good books do, they inspire you to take action. Now more than ever we have tons of exposure to these types books, and get to decide who resonates with us. Some will talk solely about investing and some may help you dig deeper into understanding your money stories or limiting beliefs around money. What’s great is you can decide what you want to learn here.

I always recommend finishing the book. You never know what golden nugget of financial life-changing information could be in just one sentence in a book.

Here are a few of my favorites and a quick description.

MONEY MINDSET

Think and Grow Rich by Napolean Hill

In "Think and Grow Rich" by Napoleon Hill, readers discover the transformative power of cultivating a positive money mindset. Hill's timeless principles emphasize psychological wealth creation, aligning perfectly with the financial confidence needed to break free from limiting beliefs and set empowering financial goals. This classic is not just a read; it's a journey towards financial empowerment, offering actionable insights for anyone looking to reshape their relationship with money and develop resilience against financial challenges. Dive into Hill's wisdom to unlock the secrets of financial success and embrace a life of abundance. Perfect for those seeking to enhance their financial literacy and confidence, this summary captures the essence of Hill's teachings, making it a must-read for anyone on the path to financial prosperity.

You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero

Jen Sincero's “You Are a Badass at Making Money: Master the Mindset of Wealth” is a vibrant call to financial transformation. It's more than just a book; it's a revolution in the way we approach wealth, merging motivational insights with practical advice to ignite your financial genius. Sincero's candid storytelling and humor make the journey to wealth not only accessible but exhilarating. This book is for those ready to ditch their financial fears, leap into wealth creation with confidence, and embrace a life of abundance. By focusing on the power of mindset, Sincero empowers readers to rewrite their money story, unveiling the path to financial success through actionable steps that resonate with the heart and wallet. Perfect for anyone looking to elevate their financial game, this summary encapsulates the badass approach to making money, urging readers to embrace their inner financial superhero. Be prepared to laugh out loud!

Everyday Millionaires by Chris Hogan

“Everyday Millionaires” by Chris Hogan demystifies the journey to wealth, showcasing that achieving millionaire status is within the reach of ordinary individuals. Hogan, with his profound understanding of wealth-building, presents a compelling narrative based on extensive research, highlighting that discipline, hard work, and smart financial planning are the true keys to financial freedom. This book strips away the myths surrounding millionaires, revealing that the path to wealth doesn't require a prestigious pedigree or an extraordinary windfall but is paved through consistent investment and living below one's means. It's a beacon of hope for those aspiring to a life of financial security without sacrificing joy and contentment in the pursuit. Tailored for readers eager to embark on a pragmatic wealth-building journey, this summary captures the essence of Hogan's teachings, illustrating that becoming a millionaire is not a distant dream but an achievable goal through mindful financial habits and resilience.

The Psychology of Money: Timeless lessons on wealth, greed, and happiness by Morgan Housel

Morgan Housel's "The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness" uncovers the intricate ways our beliefs and emotions shape our financial lives. Through captivating stories and keen observations, Housel explores the often-ignored psychological foundations of how we accumulate, spend, and save money. This enlightening book provides readers with a fresh perspective on the role of money in achieving personal happiness and financial stability, emphasizing that understanding our own psychological makeup is as important as any investment strategy. Tailored for those looking to blend financial acumen with emotional intelligence, it highlights Housel's core insights, guiding readers toward a more thoughtful and self-aware approach to managing their financial future.

Money, and the Law of Attraction: Learning to Attract Wealth, Health, and Happiness by Esther Hicks, Jerry Hicks

“Money, and the Law of Attraction: Learning to Attract Wealth, Health, and Happiness" by Esther Hicks and Jerry Hicks dives into the compelling idea that our thoughts and feelings can directly influence our financial success. This book is all about the art of manifesting—offering tips on how to better listen to your inner self and change the way you think about money. It's a bit of a challenging read and might present ideas you don't fully agree with, but at its heart, it suggests that we have the power to shape our financial futures through our inner dialogue. It encourages readers to rethink their attitudes towards wealth, suggesting that a positive outlook can attract positive outcomes in wealth, health, and happiness. For anyone curious about how mindset affects money, this book provides thought-provoking insights into making your financial goals a reality through the power of thought.

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez

“Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin and Joe Dominguez is a groundbreaking guide that empowers readers to overhaul their financial lives. This book doesn’t just talk about money in the traditional sense; it redefines it as a tool for creating the life you’ve always wanted. Through a step-by-step journey, Robin and Dominguez challenge you to examine your spending habits, understand the true cost of your lifestyle in hours of your life, and realign your financial actions with your deepest values. This approach isn’t merely about saving money or investing wisely—it's about reshaping your entire perspective on wealth and happiness. Ideal for anyone seeking not just financial independence but a rich and fulfilling life, this book offers a blueprint for making peace with your finances and reclaiming your personal freedom. It’s a transformative read that invites you to question what you value most and to live in a way that reflects those beliefs.

 Money, A Love Story: Untangle Your Financial Woes and Create the Life You Really Want by Kate Northrup

“Money, A Love Story: Untangle Your Financial Woes and Create the Life You Really Want" by Kate Northrup is a heartening journey into the realm of personal finance, offering a fresh and uplifting perspective on managing money. Northrup's approach goes beyond budgets and balance sheets, inviting readers to view their financial situation through the lens of self-love and personal fulfillment. This book is not just about getting out of debt or saving for the future; it's about forming a healthier relationship with money, one that resonates with your values and desires. Through personal stories and practical exercises, Northrup guides readers in healing their financial lives, advocating for a life where money serves as a tool for realizing dreams and nurturing personal growth. Perfect for those looking to rewrite their money story, this book empowers readers to clear their financial clutter and step into a life of abundance and joy.”

 FINANCIAL MANAGEMENT

Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together by Rachel Richards

"Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together" by Rachel Richards is the wake-up call you didn’t know you needed to whip your finances into shape. Richards, with her witty and relatable writing style, makes the often daunting world of personal finance accessible and fun. This book breaks down complex financial concepts into digestible, actionable steps, guiding readers through the journey of taking control of their money. From busting budget myths to savvy saving strategies and investment advice, Richards empowers readers to build a solid financial foundation for themselves. Perfect for young adults, beginners, or anyone feeling overwhelmed by their financial situation, "Money Honey" is the supportive best friend guiding you toward financial clarity, confidence, and freedom. It’s a no-nonsense, practical guide that promises not just to transform your finances but to change your life.

Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry

"Broke Millennial: Stop Scraping By and Get Your Financial Life Together" by Erin Lowry is a relatable and insightful guide aimed at helping millennials navigate the complexities of personal finance with humor and wisdom. Lowry speaks directly to a generation often stereotyped for their avocado toast and lattes, demonstrating that achieving financial stability is entirely possible with the right tools and mindset. The book tackles everything from budgeting and saving to managing student loans and negotiating salaries, all in a language that resonates with younger readers. It's packed with real-life examples, actionable advice, and Lowry's personal anecdotes, making the journey towards financial independence both educational and entertaining. Perfect for those who feel like they're facing an uphill financial battle, "Broke Millennial" offers a roadmap to not just surviving but thriving financially, proving that it's possible to get your financial life together without losing your sense of humor or hope.

Keys to Financial Confidence: Unlock Your Best Life by Marika Stimac

Oh, look… it’s MY book! "Keys to Financial Confidence: Unlock Your Best Life" by me - Marika Stimac is a transformative guide that empowers you to take charge of your financial destiny and unlock the life you've always dreamed of. I combine practical financial advice with motivational insights, offering readers the tools they need to build financial confidence and security. From creating a robust savings plan to investing wisely and managing debt, this book covers the essential steps to financial freedom. My approach is both accessible and inspiring, making financial empowerment achievable for everyone, regardless of their starting point. Perfect for anyone looking to leave financial fear behind and step into a future of abundance and security, "Keys to Financial Confidence" is your roadmap to a richer, more rewarding life. It's an invitation to transform your financial mindset, unlock your potential, and live your best life with confidence and purpose.

Talk Money to Me: How to Save, Spend, and Feel Good About Your Money During COVID and Other Times of Financial Distress by Kelley Keehn

"Talk Money to Me: How to Save, Spend, and Feel Good About Your Money During COVID and Other Times of Financial Distress" by Kelley Keehn is a timely and compassionate guide that addresses the financial challenges and anxieties heightened by the COVID-19 pandemic and similar crises. Keehn, with her expertise and empathy, offers practical advice for navigating uncertain financial waters without sacrificing mental well-being. The book delves into strategies for saving, spending wisely, and making informed financial decisions during times of distress. Keehn encourages readers to maintain a positive relationship with money, even when facing economic uncertainty, by providing tools for financial resilience and stability. Perfect for those seeking guidance on managing their finances in tumultuous times, this book shines a light on the path to financial security and peace of mind, reminding us that it's possible to take control of our financial lives and emerge stronger on the other side.

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness by Dave Ramsey

"The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness" by Dave Ramsey is a no-nonsense, straight-talking guide that has helped millions transform their financial lives. Ramsey's approach, focused on hard-hitting debt elimination strategies, rigorous budgeting, and a staunch aversion to credit, isn't for everyone. Yet, for those who resonate with his uncompromising stance, it's a game-changer. Ramsey's plan involves seven 'baby steps' that aim to shift readers from financial chaos to stability, then prosperity. Despite Ramsey's methods sparking debate, his success stories are a testament to the plan's effectiveness for many. This book is ideal for individuals looking for a structured, disciplined path to financial freedom, ready to tackle their finances head-on. If you're open to Ramsey's candid advice and ready for a financial overhaul, "The Total Money Makeover" could be the catalyst for a life-changing journey towards financial fitness.

30 Days to Financial Excellence: Learn to Master Your Money Like a Personal Finance Pro by Inge Natalie Hol

"30 Days to Financial Excellence: Learn to Master Your Money Like a Personal Finance Pro" by Inge Natalie Hol is an engaging, step-by-step guide designed to transform your financial life within a month. Hol's approachable and actionable plan demystifies the complex world of personal finance, making it accessible and achievable for everyone. Each day introduces a new concept or task, from budgeting basics to investing for beginners, encouraging readers to take proactive steps towards financial literacy and independence. Hol combines practical advice with motivational insights, ensuring that readers not only understand financial principles but also feel empowered to apply them in their lives. This book is perfect for those who are looking to get a handle on their finances but aren’t sure where to start. With Hol's guidance, readers will learn how to make informed decisions, save intelligently, and grow their wealth over time. If you're ready to ditch the financial stress and step into financial excellence, this 30-day challenge is the perfect start to mastering your money like a pro.

Worry-Free Money: The guilt-free approach to managing your money and your life by Shannon Lee Simmons

"Worry-Free Money: The guilt-free approach to managing your money and your life" by Shannon Lee Simmons offers a refreshing take on personal finance, emphasizing a more compassionate and flexible method of managing money. Simmons challenges the traditional one-size-fits-all financial advice, advocating for a system that accommodates personal values, goals, and the inevitable ebbs and flows of life. Her approach helps readers break free from the cycle of guilt often associated with spending, saving, and investing, proposing practical strategies for budgeting that actually enhance life satisfaction. This book is a beacon for those feeling overwhelmed by financial anxiety, providing tools to create a balanced relationship with money that supports a fulfilling life rather than detracting from it. Simmons’ guidance is ideal for anyone looking to escape the stress of stringent financial rules and embrace a worry-free money mindset that celebrates financial decisions as a reflection of individual priorities and happiness.

I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition) by Ramit Sethi

"I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)" by Ramit Sethi stands out as an incredibly popular guide to personal finance, and it's clear why it's garnered such acclaim. Sethi delivers a no-nonsense, actionable program designed to take readers from financial novice to savvy investor in just six weeks. His approach combines a deep understanding of personal finance with a refreshingly straightforward style, making complex concepts accessible and actionable. Sethi focuses on big wins like automating finances, smart investing, and choosing the right accounts, rather than pinching pennies. His emphasis on psychology and behavior change as much as on financial mechanics sets this book apart, offering readers not just a path to wealth but a new way to think about money. Ideal for young adults and anyone looking to get their finances in gear without being overwhelmed by jargon or unrealistic expectations, Sethi's guide proves that becoming rich is within reach for those willing to put in the work. Its popularity is a testament to its effectiveness, making financial freedom a tangible goal rather than a distant dream.

INVESTING

The Latte Factor: Why You Don’t Have to Be Rich to Live Rich by David Bach and John David Mann

"One of my favorite investing books, 'The Latte Factor: Why You Don’t Have to Be Rich to Live Rich' by David Bach and John David Mann, delivers a powerful message in a surprisingly quick read. This book, which can be comfortably finished in just a few hours, challenges traditional notions of wealth and investing, introducing the concept of the Latte Factor to demonstrate how small, everyday financial choices can lead to significant long-term benefits. It's an enlightening exploration of how to achieve financial freedom and richness in life without requiring a hefty income, making it perfect for anyone looking to get a handle on their finances. Bach and Mann have crafted a guide that’s not only accessible but also deeply impactful, proving that the journey to financial independence can begin with the simplest of steps. For those eager to learn about investing and financial planning without spending days buried in a book, 'The Latte Factor' is an invaluable, time-efficient resource that shows living richly is within everyone’s grasp."

The Automatic Millionaire: A powerful one step-plan to live and finish rich by David Bach

In "The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich," David Bach presents a refreshingly simple strategy for achieving financial success: automation. Bach demystifies the process of becoming wealthy, asserting that the key to accumulating wealth is not a high income or a stroke of luck, but the routine automation of financial practices. He guides readers through setting up systems that automatically manage savings, investments, and even bill payments, making wealth accumulation an inevitable outcome of smart financial habits. This practical book breaks down complex financial concepts into understandable, actionable steps, showing that achieving millionaire status is not as elusive as it might seem. Bach's approachable writing and real-world examples make "The Automatic Millionaire" an essential read for anyone looking to secure their financial future without sacrificing their current lifestyle. It’s a testament to the power of making your money work for you, proving that financial freedom is achievable with the right plan in place.

The Simple Path to Wealth: Your road map to financial independence and a rich, free life by JL Collins

"The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life" by JL Collins offers a straightforward and enlightening guide to achieving financial freedom. Collins distills complex financial concepts into accessible advice, focusing on the power of low-cost index fund investing as the cornerstone of a robust financial strategy. This book demystifies the journey to wealth, emphasizing the importance of saving, investing wisely, and avoiding debt. Collins' clear and concise writing style makes this guide an invaluable resource for investors at any stage, from beginners to those well on their journey to financial independence. By advocating for a minimalist approach to personal finance, "The Simple Path to Wealth" encourages readers to focus on what truly matters: living a fulfilling life unburdened by financial stress. It's an essential read for anyone seeking to build a solid financial foundation, offering the tools and confidence needed to make informed decisions and ultimately achieve a rich, free life.

The Richest Man in Babylon: The Success Secrets of the Ancients - the Most Inspiring Book on Wealth Ever Written by George S. Clason  

"The Richest Man in Babylon: The Success Secrets of the Ancients—the Most Inspiring Book on Wealth Ever Written" by George S. Clason is a timeless classic that offers invaluable financial wisdom through a collection of parables set in ancient Babylon. Clason's book has endured as a beacon of financial guidance, presenting simple yet profound principles for managing and accumulating wealth. The stories weave together advice on saving a portion of one’s income, avoiding debt, and investing wisely to let money grow over time. What makes this book particularly compelling is its ability to translate these ancient secrets into actionable strategies that are as relevant today as they were thousands of years ago. Clason's engaging storytelling not only educates but also inspires readers to apply these lessons to their own lives, making "The Richest Man in Babylon" an essential read for anyone seeking to improve their financial situation and achieve long-term prosperity. Its enduring popularity is a testament to the timeless nature of its advice, offering a clear path to financial independence and success.

The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham

"The Intelligent Investor: The Definitive Book on Value Investing" by Benjamin Graham is a big, thorough guide that's all about smart investing for the long haul. Graham, who taught Warren Buffett, shares the secret to making investments that grow over time without getting caught up in market craziness. He says being patient, disciplined, and not letting emotions drive your decisions is key. This book breaks down how to pick solid stocks and bonds and understand your role as an investor, making it super valuable for anyone looking to get serious about where they put their money. Whether you're just starting out or you've been investing for years, Graham's advice is all about being smart and steady to build wealth that lasts. It's a go-to read if you want to get good at investing the smart way.

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki

"Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" by Robert T. Kiyosaki is a game-changing book that turns traditional thinking about money on its head. Kiyosaki tells the story of growing up with two dads - his real father (Poor Dad) and the father of his best friend (Rich Dad) - and how they both shaped his thoughts about money and investing. The book breaks down the myth that you need a high income to be rich, instead emphasizing the importance of accumulating assets that generate income. Kiyosaki's straightforward and relatable advice explains the importance of financial education, taking control of your financial future, and learning how money works differently than most people are taught in school. It's an eye-opener for anyone looking to understand money better and build wealth, making complex concepts easy to grasp. Whether you're just starting your financial journey or looking to deepen your understanding, "Rich Dad Poor Dad" is a must-read that offers insights into becoming financially independent and successful by thinking like the rich.

The Wealthy Barber: Everyone’s Common-Sense Guide to Becoming Financially Independent and The Wealthy Barber Returns by David Chilton

In my opinion, "The Wealthy Barber: Everyone’s Common-Sense Guide to Becoming Financially Independent" and its sequel "The Wealthy Barber Returns" by David Chilton are the best investment books ever written. These books stand out for their practical, down-to-earth advice, presented through engaging storytelling that makes the concepts of saving, investing, and financial planning not only accessible but also enjoyable. Chilton uses the fictional character of Roy, a barber who, despite his modest income, achieves financial independence through wise money management and investment. This narrative approach demystifies complex financial principles, making them relatable and actionable for the average person. Chilton’s emphasis on common-sense financial habits like living within your means, regular saving, and investing in mutual funds is timeless and universally applicable, regardless of one’s financial situation. For anyone looking to get their finances on the right track and learn about investing in a way that feels both simple and achievable, "The Wealthy Barber" series is an unparalleled resource that entertains as much as it educates.

Unshakeable: Your Financial Freedom Playbook by Tony Robins with Peter Mallouk

"Unshakeable: Your Financial Freedom Playbook" by Tony Robbins with Peter Mallouk is another BIG read packed with powerful insights on achieving financial freedom. Robbins, a master motivator, teams up with financial advisor Peter Mallouk to guide readers through the steps to becoming financially secure and unshakeable, even in the face of economic downturns. This book distills complex financial strategies into clear, actionable advice, covering everything from mastering the market's psychology to minimizing fees and taxes that can eat into your investments. Robbins’ engaging storytelling and Mallouk’s expert analysis combine to make the principles of wealth-building accessible to everyone. Whether you’re a seasoned investor or just starting out, this book offers a comprehensive roadmap to financial success, emphasizing the importance of making informed decisions and developing an unshakeable mindset. It's a hefty read, but one that promises to equip you with the knowledge and confidence to secure your financial future.

Invested: How I Learned to Master My Mind, My Fears, and My Money to Achieve Financial Freedom and Live a More Authentic Life (with a Little Help from Warren Buffett, Charlie Munger, and My Dad) by Danielle Town, Phil Town

"Invested: How I Learned to Master My Mind, My Fears, and My Money to Achieve Financial Freedom and Live a More Authentic Life" by Danielle Town, with insights from Phil Town, is a relatable DIY investing book that shares a personal journey to financial literacy. Danielle, initially hesitant about the world of investing, uses lessons from her father, Phil Town, as well as investment giants Warren Buffett and Charlie Munger, to conquer her fears and take control of her financial future. This book stands out for its honest recounting of overcoming financial anxiety and the practical steps Danielle took to become an informed investor. It's a story of transformation that many can relate to, offering clear, actionable advice for anyone looking to navigate the intimidating but rewarding path to financial independence. Through Danielle's journey, readers learn not just the mechanics of investing, but also how to align their investment choices with their values and goals, making for a more fulfilling and authentic financial life. "Invested" is a testament to the power of education, mentorship, and personal growth in mastering the art of investing.

FOR WOMEN

Clever Girl Finance: Learn How Investing Works, Grow Your Money by Bola Sokunbi

"Clever Girl Finance: Learn How Investing Works, Grow Your Money" by Bola Sokunbi is a vibrant and empowering guide designed to demystify the world of investing for women. Sokunbi, with her expertise and enthusiasm, creates a welcoming space for beginners to start their journey toward financial independence. This book breaks down investment concepts into digestible, straightforward advice, ensuring readers understand how to make their money work for them. It’s not just about growing wealth; it's also about building confidence and taking control of your financial future. Sokunbi covers everything from the basics of the stock market to more advanced investment strategies, all while encouraging readers to be fearless in pursuing their financial goals. "Clever Girl Finance" is a call to action for women everywhere to embrace their financial power, learn about investing, and secure their own financial well-being. It’s an inspiring, informative read for anyone looking to start investing and grow their money with wisdom and confidence.

Her Money Matters: The Missing Truths From Traditional Money Advice by Jen Hemphill

"Her Money Matters: The Missing Truths From Traditional Money Advice" by Jen Hemphill is a groundbreaking book that dives into the often-overlooked aspects of personal finance, specifically from the perspective of women. Hemphill challenges conventional financial wisdom by bringing to light the unique financial challenges and experiences women face. Through a blend of personal stories, practical advice, and motivational insights, she empowers readers to take control of their financial lives in a way that resonates with their personal experiences and goals. This book goes beyond the basics of saving and investing, exploring the emotional and psychological aspects of money management. Hemphill's approach is both refreshing and relatable, making financial empowerment accessible to all women. "Her Money Matters" is a must-read for anyone seeking to break free from traditional financial constraints and discover the true potential of personal finance to transform their life.

We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power by Rachel Rodgers

"We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power" by Rachel Rodgers is a compelling call to action for women everywhere to aim high and achieve financial success. Rodgers delivers empowering and practical advice, grounded in the belief that financial prosperity is accessible to all. One of the book's standout messages is the critical importance of building your network—a powerful strategy emphasized for women to enhance their economic power and opportunities. Through engaging storytelling and actionable steps, Rodgers guides readers on how to increase their income, invest wisely, and leverage the economic clout that comes with wealth. This book is a treasure trove of insights, offering a clear, empowering path to financial freedom and wealth-building. For anyone looking to transform their financial mindset and practices, "We Should All Be Millionaires" is a must-read, packed with motivational advice and strategies that resonate deeply, especially on the power of networking and community in achieving economic success.

Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together...Finally by Nicole Lapin

"Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together...Finally" by Nicole Lapin is a refreshingly honest and straightforward guide to mastering your finances with sass and smarts. Lapin, with her no-nonsense approach, breaks down the complexities of the financial world into a 12-step plan that’s both accessible and actionable. This book is all about empowering you to take control of your money, covering everything from budgeting and saving to investing and negotiating raises. Lapin’s candid storytelling and practical advice make financial concepts relatable and achievable, encouraging readers to embrace their financial journey with confidence and a bit of attitude. "Rich Bitch" is not just a finance book; it’s a lifestyle makeover that shows you how to get smart about money, so you can stop living paycheck to paycheck and start thriving. Whether you’re digging yourself out of debt, looking to make smarter investment choices, or simply want a comprehensive plan for financial success, Lapin’s guide is a bold, empowering resource that’ll have you managing your money like a pro.

Lucky Bitch: A Guide for Exceptional Women to Create Outrageous Success and Get Rich, Lucky Bitch!: Release Your Money Blocks and Live a First-Class Life by Denise Duffield-Thomas

"Lucky Bitch: A Guide for Exceptional Women to Create Outrageous Success and Get Rich" and "Lucky Bitch!: Release Your Money Blocks and Live a First-Class Life" by Denise Duffield-Thomas are, in my opinion, some of the most inspiring reads out there. Denise has a way of blending down-to-Earth advice with ideas that might seem a little out there at first but are incredibly on point. These books are more than just financial guides; they're about transforming your entire approach to success and wealth. Denise's writing is engaging, filled with personal anecdotes and practical tips that make you feel like you're chatting with a wise friend who just wants to see you thrive. Her suggestions are neat, simple, and effective—designed to change your life by helping you overcome money blocks and embrace a mindset of abundance. Reading or listening to Denise's work is not just educational; it's a fun and uplifting experience that leaves you motivated to create your own success and live life on your terms. For anyone looking to invite more prosperity into their life, Denise Duffield-Thomas’s books are a must-read, packed with actionable advice that’s sure to inspire and transform.

DEBT AND SPENDING

The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life by Lauren Greutman

"The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life" by Lauren Greutman offers an honest and transformative look into the journey from being trapped in a cycle of overspending to achieving financial freedom and contentment. Greutman shares her personal experience of overcoming debt and the compulsive spending habits that led her family to financial distress. This book is much more than a tale of financial recovery; it's a comprehensive guide filled with practical advice, steps to take control of your spending, and strategies to live within your means without feeling deprived. Greutman's approach is compassionate and relatable, making it feel like you're receiving advice from a trusted friend who's been through it all. She addresses the emotional and psychological aspects of spending, offering readers the tools to not only recover from debt but also to build a life that’s rich in happiness and fulfillment beyond the numbers in a bank account. For anyone struggling with personal finance management, "The Recovering Spender" is a beacon of hope, showing that a debt-free life full of joy and purpose is within reach.

The Year of Less: How I Stopped Shopping, Gave Away My Belongings, and Discovered Life Is Worth More Than Anything You Can Buy in a Store by Cait Flanders

"The Year of Less: How I Stopped Shopping, Gave Away My Belongings, and Discovered Life Is Worth More Than Anything You Can Buy in a Store" by Cait Flanders is a deeply personal and inspiring memoir that challenges readers to reconsider what they need to live a truly fulfilling life. Flanders embarks on a year-long journey of minimalism, setting strict rules for herself to buy only essentials and drastically reducing her possessions. Through her experience, she explores the emotional and psychological triggers behind consumerism, the freedom that comes with less, and the surprising joy found in a simpler life. This book isn’t just about decluttering; it’s a profound reflection on mindfulness, habit change, and the true value of experiences over objects. Flanders' candid storytelling and the tangible transformations she undergoes will motivate anyone feeling overwhelmed by their belongings or looking to reset their relationship with consumption. "The Year of Less" is a compelling invitation to embark on your own journey of discovering that life's richness often comes not from what we accumulate, but from what we let go.

The Spender’s Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time by Anna Newell Jones

"The Spender’s Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time" by Anna Newell Jones is a dynamic and engaging book that turns the daunting task of getting out of debt into an achievable and even exciting adventure. Jones shares her personal journey from being deep in debt to achieving financial freedom through the innovative concept of a spending fast—a radical approach to not just trimming expenses but eliminating all non-essential spending. This guide is packed with practical tips, motivational insights, and step-by-step advice to help readers replicate her success. Jones's relatable writing style and the transformation she documents serves as a powerful testament to the fact that financial independence is within reach, no matter how insurmountable one’s debt may seem. This book is a must-read for anyone feeling trapped by their financial choices and looking for a proven path to a debt-free life. It’s not just about cutting back—it’s about changing your relationship with money and discovering the freedom that comes with living within your means.

BONUS BOOKS

Everything Is Figureoutable by Marie Forleo

"Everything Is Figureoutable" by Marie Forleo is a powerful testament to the human spirit's resilience and ingenuity. Forleo delivers an inspiring message: no matter the obstacle, within you lies the ability to overcome it. This book is more than a mantra; it's a practical guide filled with actionable strategies, real-life examples, and thought-provoking exercises designed to unlock your potential and propel you towards achieving your biggest goals and dreams. Forleo's approachable style and infectious optimism make even the most daunting challenges seem surmountable, emphasizing that with the right mindset, there is nothing you can't tackle. Whether you're facing career hurdles, personal challenges, or uncharted territories in your life, Forleo assures you that everything is indeed figureoutable. This book is an invaluable resource for anyone looking to navigate life's uncertainties with grace, determination, and a hefty dose of can-do attitude. It's a reminder that your capacity to solve problems and create the life you want is limitless, as long as you believe that everything is figureoutable.

The Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing by Bronnie Ware

"The Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing" by Bronnie Ware is a poignant exploration of life's greatest lessons, drawn from Ware's experiences as a palliative care nurse. Through the stories and insights of those nearing the end of their lives, Ware reveals the most common regrets people have and the profound impact these realizations can have on how we choose to live. From prioritizing authenticity and expressing true feelings to pursuing dreams and maintaining connections, this book serves as a wake-up call to reassess our priorities and live with intention. Ware's compassionate and reflective storytelling encourages readers to contemplate their own lives, prompting them to make choices aligned with their deepest desires and values. "The Top Five Regrets of the Dying" is a thought-provoking and transformative read that offers invaluable wisdom for living a life free of regret and full of fulfillment.

The 5 Second Rule: Transform your Life, Work, and Confidence with Everyday Courage by Mel Robbins

"The 5 Second Rule: Transform Your Life, Work, and Confidence with Everyday Courage" by Mel Robbins is a game-changer for anyone struggling to take action and make positive changes in their life. Robbins introduces a simple yet powerful technique—counting down from five and then taking immediate action—to overcome procrastination, self-doubt, and fear. This book is a catalyst for transformation, offering practical strategies and inspiring stories to help readers break through their mental barriers and achieve their goals. Whether it's starting a new habit, pursuing a dream, or facing a challenge head-on, Robbins shows how the 5 Second Rule can be applied to any area of life to create lasting change. Her no-nonsense approach and actionable advice make this book a must-read for anyone looking to ignite their courage, boost their confidence, and unlock their full potential. Just try it for a day and see what happens—it may just be the push you need to start living the life you've always wanted.

Happy Reading! 🤓📚